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With Pro Bono Attorney Help, Reservist Receives Bankruptcy Discharge

September 18, 2015

A National Guard soldier had been unemployed, except for her drill pay, for approximately four years.  She had fallen behind on her financial obligations – a situation which, if not corrected, could have adversely affected her eligibility to stay in the National Guard.  The servicemember had been receiving unemployment benefits; however, her home mortgage, automobile loan and credit obligations were delinquent or in collections.  Financial advisors and credit counselors had all been advising her to file for bankruptcy but she could not afford the attorneys fees for the bankruptcy petition.  The ABA Military Pro Bono Project referred the soldier to a pro bono attorney who was able to file a bankruptcy petition for her.  Over the course of four years, with the help of her attorney, the servicemember successfully completed her Chapter 13 bankruptcy case and has received a bankruptcy discharge.

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