Soldier Restores Credit, Retains Security Clearance with Pro Bono Legal Help
While deployed overseas, an Army servicemember received notice that a relative improperly used a power of attorney to buy a house in the soldier’s name and that the relative had defaulted on the mortgage payments. The servicemember promptly sent funds to get the mortgage current. However, soon thereafter the soldier discovered that the relative continued to be behind on the mortgage and as a result, the servicemember’s credit score had decreased significantly. The soldier was aware that a foreclosure could jeopardize her security clearance and military career and, therefore, needed help to take action. The ABA Military Pro Bono Project referred the soldier to an experienced pro bono attorney in her jurisdiction who was able to negotiate a new agreement with the relative and persuade the mortgage holder to consider a loan modification. The relative reneged on the agreement, however, and the attorney quickly moved to evict the relative and arranged for a short-sale of the property. Ultimately, due to the assistance of her volunteer attorney, the matter was resolved leaving the soldier’s credit rating restored and her security clearance intact, thereby allowing the servicemember to continue to pursue her military career with confidence.